Job Description

Key Responsibilities:

• Analyze financial information to support preparation of credit reports and informed decision‑making.
• Review credit requests by assessing financial and non‑financial information for corporate clients.
• Evaluate new business/projects and provide guidance on market and credit risk.
• Prepare and present credit reports for new proposals and renewals, ensuring proper structuring, due diligence, and KYC compliance with Ecobank standards.
• Monitor and review loan accounts periodically in line with credit policies and procedures, including financial covenants, spreads, and interim reports.
• Assess monthly portfolio performance against departmental scorecards and budgets, interpreting results to guide improvements.
• Conduct economic and industry analysis, stress tests, and self‑assessments to recommend strategies for managing the credit portfolio.
• Proactively monitor the credit portfolio to detect and manage potential problem credits early.
• Undertake annual reviews of credits to maintain portfolio quality and compliance.
• Collaborate with Relationship Managers and senior colleagues through joint client calls to strengthen engagement and credit assessment.
• Ensure adherence to established policies, processes, and procedures to achieve efficiency, compliance, and cost containment.

Key relationships:

Internal:

• All departments

Who We’re Looking For:

Qualifications & Experience

• Bachelor’s /Master’s Degree in Accounting; Economics; Finance or a related field of study 
• Prior experience in Credit is an added advantage but not mandatory. 

Skills & Capabilities

• Customer Focus, result oriented and team player. 
• Good Verbal and written communication skills in relevant languages 
• Good organizational and time management skills are desirable 

Personal Attributes

• Collaborative and persuasive.
• Proactive problem solver.